VA Assumable Loan @ 2.5%. Welcome to the highly sought-after Suwerte community in the heart of Otay Ranch! This gorgeous, fully upgraded home offers modern living at its finest, featuring LVP and Berber Carpet flooring, Custom Quartz Countertops, Stylish Kitchen backsplash, a Gourmet Kitchen with Stainless Steel Island Sink, Sound-insulated Disposal, USB ports, and a full suite of Stainless Steel Appliances. Builder-installed smart-home, energy-efficient, and Location provide you with exceptional convenience and peace of mind. Enjoy spacious, open-concept living with generous natural light, a beautifully designed primary suite with a retreat area and two closets. Community amenities are unmatched—including multiple dog parks, a swimming pool, spa, clubhouse with bathroom facilities and outdoor shower, BBQ areas, pickleball court, ping pong and foosball tables, and numerous children's play areas. Whether you're relaxing, playing, or entertaining, this community has something for everyone. PLUS, located just steps from Otay Ranch Town Center, offering dining, shopping, entertainment, and weekend events, and directly across the street from the vibrant Millenia master-planned community with additional parks, eateries, and walkable conveniences. The future Swim Club and nearby park will elevate the lifestyle even more. Additional features include a 2-car tandem garage plus open parking spaces conveniently positioned in front of the unit. This is a MUST-SEE home in one of Chula Vista's most desirable locations!